Top up from your US, EU, or UK bank. Scan any local QR. Pay in seconds at the mid‑market rate. No cash, no foreign card fees, no surprises.
Launching across
Scan a merchant QR, swipe to pay, done. Settles in under five seconds.
The rate you see on Google is the rate you pay. We charge a transparent 0.3% spread, that's it.
US ACH, UK Faster Payments, SEPA, card, Apple Pay, Google Pay, or USDC.
USDC under the hood for instant cross‑border settlement. You never see crypto.
From signup to first payment in under three minutes.
Email plus passport scan. KYC in under two minutes.
Connect a bank or card. Funds land instantly as USD in your wallet.
Open Qrafted, point at any local QR sticker. Confirm the amount.
Swipe to send. Merchant gets local currency. You get a receipt.
No subscriptions. No surprises. The numbers are right here.
At launch: Thailand (PromptPay), Vietnam (VietQR), Indonesia (QRIS), the Philippines (QR Ph), Cambodia (KHQR), Laos (Lao QR), and Mongolia (QPay). Anywhere these QR codes are accepted.
No. Qrafted uses USDC stablecoins for instant cross‑border settlement, but you'll never see a wallet address, a private key, or a gas fee. Your balance is shown in USD, you fund it like a normal banking app.
We work with regulated payment partners — fully licensed banks and payment institutions in the US, UK, EU, and each destination country. We're FinCEN‑registered and follow the same KYC and AML standards as Wise or Revolut.
Wise's card runs on the Visa or Mastercard network — most Southeast Asian small merchants don't accept those cards, or they charge 3% extra. Qrafted pays directly via local QR rails, so you can pay a street food cart, a tuk‑tuk driver, or a market stall the way locals do.
Yes — including personal PromptPay (the citizen‑ID QR most street vendors use). This is the #1 limitation of competing apps; we built around it from day one through a Thai‑licensed banking partner.
Public Bangkok pilot in Q3 2026. Join the waitlist for an invite — early users get our founders' tier with no transaction fees for life.